Phone fraud 6.50 million telecommunications fraud
According to reports, a woman working in the financial and insurance industry, earlier received a call from an unknown man, claiming to be a law enforcement officer, claiming that she was suspected of criminal offenses and asked to remit money according to instructions for investigation. The female victim was not afraid of fraud and was instructed to deposit 6.50 million yuan into the designated account. Later, she was suspected of being deceived and reported the case. The police have launched an investigation.
The woman who was defrauded of huge sums of money, surnamed Chen (37 years old), came to Hong Kong in 2011 and has now obtained a Hong Kong identity card. It is reported that she is a senior official of an insurance and financial investment company in Hong Kong.
Earlier, she received a phone call from an unknown man who identified himself as an immigration officer and accused her of criminal offenses. Later, the call was forwarded to a man who identified himself as the Shanghai Public Security Exit-Entry Administration Bureau. The man said that his account had problems and was involved in a "money laundering" case. He asked her to remit a sum of money to a designated bank account for investigation "security deposit".
The female victim believed it and was instructed to remit a total of about 6.50 million yuan (about 7.30 million Hong Kong dollars) to the designated account. By 1 am yesterday, she checked the account and found that all the "security deposit" had been withdrawn. She suspected that she had been deceived and immediately called to report the case.
After preliminary investigation, the police temporarily listed the fraud case and handed it over to the Yau Tsim District for criminal investigation. No arrests have been made yet.
The police have repeatedly appealed to the public that if they receive a call from a stranger, they should not disclose their bank information or deposit money into a stranger's account. In addition, they should not disclose the personal information of relatives and friends. They should not trust unknown callers. If they suspect a phone scam, they should immediately call the police for help.
What is telecommunications fraud?
First of all, everyone should be clear that the "telecom" in telecom fraud is not the "telecom" in mobile Unicom Telecom, so don't think that if you use Unicom or Mobile, it has nothing to do with telecom fraud. This pot Telecom can't bear it.
Telecommunications fraud refers to criminals who use phone calls, the Internet and text messages to fabricate misinformation and set up scams to try remote, contactless fraud on victims, inducing victims to make money or transfer money to criminals. In short, scammers use various means to defraud money without meeting the victim.
Why is it so hard to get your money back after experiencing telecom fraud?
In the event of a telecommunications fraud, it is often difficult to track down the money. This is because the fraudster accounts found according to the transfer records are not the fraudsters themselves. These accounts are opened by the fraudsters who hire migrant workers or students to go to the bank with their ID cards. In other words, the owners of these accounts have nothing to do with the fraudsters at all, and it is impossible to find the true information of the fraudsters by relying on that account alone. What's more, the money that was cheated cannot be in that one account alone. In just a few minutes, the money can be transferred dozens of times in several accounts of several banks, and eventually remitted abroad.
10 Common Tricks of Telecom Fraud
Scam 1: Impersonating real-world friends to borrow money
Criminals first tentatively ask "Guess who I am" after calling the victim's phone, then lure the victim into the right seat, and then borrow money from the victim on the grounds of "something happened". There are also scammers who steal the QQ and WeChat accounts of real-world friends, and ask the victim to help recharge on the grounds of mobile phone arrears.
Tips: Remember, as long as it involves money, you should confirm and confirm again to avoid falling into the "trap" set by criminals.
Deception 2: Impersonating public security bureau, procuratorate, and court personnel
The fraudster pretended to be a "staff member" of the "Public Security Bureau", "Procuratorate", "Court" and other units to call and inform the victim of suspected money laundering, drug trafficking, economic crimes, etc., taking advantage of the victim's eagerness to "get rid of the relationship and reduce losses" to induce the victim to transfer the money to the so-called safe account provided by the fraudster, in order to achieve the purpose of fraud.
Muse was also caught in this scam. In 2014, Tang Wei received text messages and phone calls from the "Shanghai Public Security Bureau" during filming, saying that there was a problem with her deposits and that she had to deposit the money into the "police" account to avoid punishment. Tang Wei 210,000.
Tips: "Public Security Law" does not have a so-called "safe account"! "Safe account" = fraud!
Deception 3: Use a fake base station to pretend to be the customer service phone number of operators such as 10086
Fraudsters use "fake base stations" to disguise themselves as 10086 and other numbers to send fraudulent text messages, and use "points for cash" to lure them to download and install an app with a Trojan virus, steal account numbers, passwords, verification codes, etc., and steal funds.
Tips: The easiest move is to encounter this kind of thing, call 10086 for consultation, and you will understand everything as soon as you call.
Scam 4: Impersonating a bank employee
The fraudster pretended to be a bank staff member, falsely claiming that the customer's bank card was maliciously overdrawn, and after the victim defended, he also claimed that the victim's identity had been stolen. To ensure the safety of the victim's funds, he deceived the victim to provide flat bank card numbers, passwords, dynamic transaction codes, and other information, and then stole user funds.
Tips: Regular bank customer service will not ask customers for bank card passwords and verification codes! If you have any questions, you can hang up the phone and call the official customer service to verify!
Scam 5: Pretending to be a star to cheat money
In the past, there were scammers who pretended to be Huo Jianhua and Wu Yanzu, claiming that they were beaten away while filming in the mountains, and then they pretended to be Jackson Yee fans to raise money, and even pretended to be bigBAng to defraud money. This kind of deception looks not clever at all, but in reality, some fans really lost their minds. For example, on Fan Bingbing's birthday last year, there were scammers who used the WeChat name of "Wu Meiniang" to defraud fans of money in the name of Fan Bingbing, and Yuan Hong was also lying down. He was pretended to invite fans to meet on WeChat and asked for red envelopes.
Tips: You don't have such a big fate with celebrities. Besides, celebrities are much richer than you. Where do you need to give him money? Don't worry too much.
Deception 6: Hidden Trojan links in text messages
The website link hidden in the Trojan virus in the text message sent by the criminal, once clicked, may steal the information such as the online banking password in the mobile phone, and eventually lead to the theft of funds in the online banking. At the same time, the poisoned mobile phone may also automatically spread the virus text message to the number stored in the address book again, resulting in relatives and friends "being recruited". According to the "Dimension" survey, in the face of typical scams such as implanting Trojan link text messages, 7.49% of users are directly recruited, and another 4.63% of users are likely to be deceived.
In order to achieve their goal, scammers often use various eye-catching text as a gimmick to lure victims to click on links, such as "Your husband/wife is having an affair", "Look at what you have done, everyone around you knows", "What are you doing recently? I sorted out the photos of the last party, remember to check the photo link URL...".
In addition, in order to achieve their goals, these scammers also use various methods, and they are also very good at catching hot spots. For example, where is Dad going, the Voice of China, and I am a singer have all been "selected as lucky viewers" to lure users to click on the link to implant the Trojan virus.
Tips: Curiosity killed the cat, do not click on links of unknown origin, and receive similar text messages. The best way to deal with it is to not reply and delete it immediately.
Scam 7: Precious Metals Transfer Fraud
Fraudsters obtain users' online banking accounts and passwords through virus Trojans and other methods. In order to defraud users' mobile phone verification codes and complete fund theft, fraudsters use users' online banking to buy wealth management products, such as "precious metals", etc., to create the illusion of lost funds, and then call users by impersonating banks or payment website customer service to defraud the verification code, and then steal funds.
This kind of deception is relatively clever, and it is difficult to distinguish between true and false. It is often linked one by one, and it is easy to fall into the trap if you are not careful.
Tips: Anyone who asks for a verification code is a liar, and the verification code cannot be given to others under any circumstances! In addition, this happened because the online banking password was leaked. It is recommended to report the loss first and then go to the counter to change the password.
Scam 8: "Online Shopping Refund" Scam
Criminals impersonate the customer service of Taobao and other companies to make calls or send text messages, telling the victim that a refund is required on the grounds that the goods photographed by the victim are out of stock or the transaction fails, and requiring the buyer to provide information such as bank card number and password, thus committing fraud.
Similar scams include scammers impersonating railway department customer service staff under the pretext of "changing tickets" and pretending to be airline ticket changes/flight cancellations. Such scams are highly confusing and can be easily deceived if the victim does not understand the detailed operation process.
Tips: Taobao and other companies will directly return the refund to Alipay for online shopping, and there is no need to know the bank card number and other information. When encountering such things, do not rashly tell others the bank card number and other information, and consult the seller directly to know the authenticity.
Deception 9: Online banking password upgrade fraud
Criminals build a fake website that is very similar to a bank website, and use a group of online banking cryptographers to upgrade text messages to induce victims to log in to the fake website, enter bank account numbers, passwords, and other information. After the criminals obtain it in the background, they then defraud the dynamic password and quickly transfer the funds in the victim's bank account through online banking transfer.
Tips: Do not rashly enter your account, password and other personal information when receiving such information. If you have any questions, you can directly check with the bank customer service.
Deception ten: QR code implanted Trojan horse
Criminals first implant the QR code into the Trojan virus, and then use price reductions and rewards as bait to lure users to scan. Once the scan is installed, the Trojan will enter the mobile phone system, steal personal privacy information such as bank accounts and passwords, and then use SMS verification to tamper with the other party's password and transfer the funds from the other party's account.
Tips: No matter what reason the other party wants you to scan the QR code to pay, as long as it is not the QR code of the regular platform, don't scan it indiscriminately, be greedy for small bargains and be careful to suffer big losses.
In fact, the tricks of scammers are far more than the 10 mentioned above. As our boss's awareness of fraud prevention increases, the tricks of scammers will become more and more sophisticated and varied. Therefore, in daily life, you must keep your eyes open and be vigilant at all times. Remember, under no circumstances, do not reveal your identity information, deposits, bank cards, passwords and other information about yourself and your family to the other party. Never send money or transfer money to strangers, especially when it comes to online banking business, be extra cautious.
