Chengdu housing provident fund withdrawal conditions
The Chengdu Housing Provident Fund Management Center answers hot questions about the withdrawal of provident funds that citizens are concerned about, such as whether the provident fund can be used in Chengdu and whether the local deposit can be used in other places.
1. Status quo of Chengdu provident fund use
He Xiaobi, deputy director of Chengdu Provident Fund Center, said that according to the latest data, the accumulated amount of the center has reached 77.70 billion yuan, and the accumulated loan amount is 42.20 billion yuan. At present, the loan rate of Chengdu provident fund has reached about 85%, and the utilization rate of provident fund withdrawal has reached or even exceeded 100%. The use of funds is very sufficient in Chengdu.
2. Can the second suite use the provident fund?
Dong Zejun, director of the loan office of the Chengdu Provident Fund Center, said that the second suite can use the provident fund loan, but the down payment must not be less than 50%, and the loan interest rate should rise by 10% on the basis of the same interest rate. But the third suite cannot apply for a provident fund loan.
3. Can you use the provident fund for remote deposit in Chengdu?
Dong Zejun said that the current remote deposit cannot use the provident fund loan in Chengdu, because if the payment is not made in the Chengdu center, the loan cannot be made in the Chengdu provident fund center.
4. Can local deposits be withdrawn in other places?
Dong Zemin said that citizens who plan to pay the provident fund locally to buy real estate outside Chengdu can choose to go to the Chengdu provident fund center to withdraw the housing provident fund. The provident fund center will check the authenticity of the purchase. One is to check whether the employee has registered in the local area through the Internet, and the other is to send a letter to the local housing management department to verify the authenticity of the employee's purchase.
5. Can rental fees use the provident fund?
Huang Rui, director of the collection office of the provident fund center, said that according to the Chengdu rental management method, as long as there is a rental contract, relevant taxes are paid, and the applicant's house without property rights is checked through the housing authority, the provident fund can be withdrawn to pay the rent.
